Happy Scribbles Inc..
Frequently Asked Questions
Questions and Answers
Feel free to contact us if you can not find an answer to your question in the following frequently asked questions.
Fees
There is no credit check, everyone qualifies for our easy 0% interest financing.
In addition to the price of land, there is also a processing fee of $99.00* per land contract. If you purchase several lots in the same County, they can all be on one land contract, therefore, only one processing fee. If you are purchasing several lots in different counties, there is a processing fee of $99.00 per county.
We accept the following payments:
E-Checks and credit cards through Paypal. You may send payment Paypal payment to: GladJimenez@yahoo.com.
Bank wire transfers and payments from your on-line banking institution.
Personal checks (please allow 10 days for checks to clear), money orders and cashier checks. Please make payment payable as below and send to:
Happy Scribbles, Inc.
243 S. Escondido Blvd., #710
Escondido, CA 92025
(ALWAYS make all payments to the legal property owner. Beware of other people asking them to make payments to them in their name if they are not the legal owner. We own our land 100% so payment should be to Happy Scribbles, Inc.)
Please include with your payment parcel's legal description, as well as your vesting information for deed to expedite transaction.
NOTE: If you would like more time to do your due diligence than the 72 hours after you pay your processing fee and would like us to hold any parcel of land for you for up to 30 days, there is a non-refundable fee of $50.00, which if you do purchase the parcel of land, will be credited to your account .
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*If you have submitted your initial processing fee and you have changed your mind on your purchase, please contact us within 72 hours of sending payment to receive a full refund if your paperwork has not been processed. After 72 hours, the initial processing fee is non-refundable, whether we processed the paperwork or not. If you should later change your mind after the 72 hour period and you do not complete the transaction, the initial processing fee is held for liquidated damages, as we had reserved the land for you and we did not sell it to anyone else, therefore, incurring loss.
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Are you a Real Estate Agency or a Big Company?
No, we are not big company, therefore, we can offer you a speedy smooth transaction. We do not have the big overhead as other big companies do. You will find that our prices tend to be lower than our competitors because we pass on the savings to you.
Where do you purchase your properties from?
We purchase properties from, but not limited to, Private parties, Real Estate Agencies, Government Agencies, Auctions, wholesalers and foreclosures.
Why are your properties so inexpensive?
Unless specified at description of land, land is raw undeveloped land bought mostly in bulk, which allows us to pass on the savings to you. Our structures are bought at wholesale after a long time of research and negotiation.
Is title clear and free of encumbrances, liens, and overdue taxes?
We conduct my own research before acquiring property to make sure title is clear and free from any encumbrances, liens and that taxes are current. Nevertheless, we strongly suggest you conduct your own due diligence. See Disclaimer.
Does the property come with Title Insurance?
No, you should contact your local title company and ask for a quote and what they need to conduct title insurance for property.
Is land staked or surveyed?
No, land is not staked, but a subdivision is surveyed when it is first established and plat maps are created.
Do you have specific pictures of property?
For Land, unless specified at description of listing, photos are of general area, since land is not staked out, it's hard to determined the exact parcel. For structures, they would be photos of actual structure.
How do you accept payments?
We accept E-Check, Venmo, Zello, and credit cards through Paypal (You can sign up for free). Use GladJimenez@yahoo.com for Paypal payment. We also accept Cashier's checks, money orders and personal checks. For personal checks, please allow 10 days for check to clear. If you do online banking, we accept Bidpay as well.
Will you finance the land or structure?
We do finance all land parcels on our website, unless it specifies on listing a cash sale (no financing) only. No qualifying, 0% interest and no prepayment fees. On structures, they are mainly cash sales, although sometimes there may be properties with a lease with option to buy, if so, it will be stipulated on the listing.
Can you send deed Express Mail, Fedex or UPS?
If you pay additional fees, yes.
What process does it take for a deed to be recorded?
After you mail your deed for county to record, the county will send you recorded deed to you in about 2-8 weeks (depending on county) after it has been recorded in your name. Assessor's office will update their records about three months later and the Treasurer's office in about a year, therefore, you will probably get your first tax bill the following year. It is a good idea to send a post-card to the County's Treasurer updating them of the change in ownership if you don't want to miss a tax bill.
Please note that once your deed is recorded in your name, even if you did not get deed back from the county because it got lost in the mail, you are still the legal owner and responsible for taxes, even if the Treasurer does not send you a tax bill in November.
Why do you record deed?
We feel it's more productive if we record deed for you.
When I finance property through you, once I send initial processing fee, how long do I have before my first payment is due?
Once we have received your initial processing fee, you first payment will be due in 30 days from the Real Estate contract date of sale.
I need more time to do my due diligence, for how long would you hold the land for me?
If you would like more time to do your due diligence than the 72 hours offered after you pay your processing fee and would like us to hold any parcel of land for you for up to 30 days, there is a non-refundable fee of $50.00, which if you do purchase the parcel of land, will be credited to your account.
How do I find costs for electricity, water, wells, sewere, and staking land?
With legal description you can contact local companies for an estimate. Counties sometimes can give you a local number for you to call. Not all companies will give you a free estimate but some do over the phone. We have set up a page with helpful links to help you get started.
After payment clears, how long does it take for you to send me documents?
We will send deed/Land Contract, within 2 business days of payment clearing by United States Postal Service with easy to follow instructions for recording deed by mail.
What information do you need for deed?
See Vesting Deed for information needed.
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If I want to take advantage of the cash discount, how long do I have to send full payment?
You have 30 days from the date that you paid the intinial processing fee to send full payment. You can send partial payments during those 30 days, but full amount is due at the end of the 30 days.
Why does it take so long for the Assessor's office and Treasure's Office to update their records?
We do not know what exact process the deed has to go through or other activities these offices do, but I do know that if there are any abnormalities when the Clerk at the Recorder's office gets the deed, the Assessor is immediately notified and sends written letters to all parties involved in transaction.
County received my deed but I never got it back from them, what do I do now?
It's rare that deeds get lost in the mail but sometimes they do. You can request a certified copy from the Recorders office by mail.
I need to sell the land I'm financing with you, is my contract transferable?
Yes, if you already have a buyer for your property, we can make a new Real Estate contract and have your buyer take over your contract payments. There is a one time $50.00 transaction fee.
I bought a property from you before and I am selling it now. Can you process the paperwork for me?
We would be happy to process the paperwork for you and your buyer. There is a $50.00 transaction fee for the documentation, and fee does not included notary fees.
How do I figure out the square feet of a parcel?
You multiply the width by the length of the parcel.
How many square feet is an Acre?
One acre is 43,560 sq. ft.
Do you have to be a United States Citizen to purchase property?
No, anyone from any country can purchase property in the United States.
Where can I get more information?
We will try our best to answer all your questions. If we are unable to help you, we may be able to give you suggestions of were you may need to call for further assistance.
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The following information is for Perc Tests:
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HOW A PERC TEST IS CONDUCTED
In everyday practice it is generally not practical or necessary to conduct a perc test in the traditional manner because a County Health Official is required to be present for the duration of a percolation test, it would be exceedingly expensive to hire the County for the 5 hours required to complete the traditional test.
Fortunately there is a practical alternative. Rather than digging 3 small holes, a back-hoe is hired to make three digs of 10-14 feet deep. In this way the County Inspector can physically examine the soil and based on his knowledge and experience make a determination as to whether or not the soil will be able to absorb the anticipated discharge.
If the determination is made that the proposed site can efficiently absorb the anticipated effluent discharge from a septic system, it is said that the property "percs;" if not, then the property "doesn't perc."
Roughly speaking if the dig sites are rich in gravel or sandy soil, it will likely perc. If the soil has a lot of clay or if the water table is too high it probably won't perc.
WHAT IF THE PROPERTY DOESN'T PERC?
Can I still build on a property that doesn't perc? YES. By all means! One of the most common misconceptions about vacant land is that if it doesn't perc it's the end of the world. That is simply not true.
All it means is that rather that just beginning construction of your septic system you need to have a system designed by an engineer and have that design approved by the County. Hence the term "engineered septic system."
What is a Water Table Test?
The water table test is simply a hole dug at the lowest elevation of the proposed septic area for the purpose of determining the depth to free ground water. This ground water level must be established to ensure that there is adequate separation between the septic system and the water table.
How is a Perc Test Done?
Generally, the water table test is performed first, and a hole is dug to the depth of the water table or to the limits of the machinery, whichever comes first. After that, the perc holes are dug at the depth of the most permeable soils that are a minimum of four feet above the water table. For example, if the water table is encountered at 15 feet, the perc tests could be performed at anywhere between 2 feet and 11 feet deep, depending on the location of the "best" percing soils.
What is a Good Perc Location?
When choosing a perc location, you should look for an area that is on higher ground with good natural drainage. Ideally, the area should be close to the proposed house site, but lower in elevation. An area of no less than 100 x 100 feet is required. The area should also be free of steep slopes, creek beds, drainage swales, etc.
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